Experienced Mobile Disability Attorney Helping People Obtain Their Supplemental Security Income Benefits
At Walton Law we assist the residents of Baldwin and Mobile County who are seeking assistance from Social Security. If your application for Supplemental Security Income (SSI) has been denied, disability benefits attorney Randy Walton in Fairhope can help. There are many steps you can take to request a hearing or appeal a denial of benefits. Walton Law, LLC helps people throughout Mobile and Baldwin County who have been turned down for SSI.
What is SSI?
The SSI program provides monthly income to people who are age 65 or older, or are blind or disabled, and have limited income and financial resources. Unlike Social Security Disability (SSD), which is based on the contributions to Social Security that come out of your earnings, you can be eligible for SSI even if you have never worked in an employment covered under Social Security.
How much can I receive in SSI benefits?
Currently, the maximum SSI payment for an eligible individual is $733 per month for an individual or $1,100 per month for a couple. This amount may be reduced by other income coming into your household.
What does it mean to have “limited income”?
To qualify for SSI, you cannot have more than $733 per month (individual) or $1,100 per month (couple) in countable income. This includes earned income, unearned income, in-kind income and deemed income. SSA looks at your income from a wide variety of sources, such as:
- Wages/money you earn from work
- Social Security
- Workers’ Compensation
- Unemployment Benefits
- VA benefits
- Money you receive from friends or relatives
- Free food, clothing or shelter
If you are married, a portion of your spouse’s income may be counted to determine whether you meet the limited income requirements.
While this list may seem fairly complete, it is important to know that not all income is counted for SSI eligibility. For instance, the first $20 of most income received in a month is not counted, and neither is the first $65 of earnings and one-half of earnings over $65 received in a month. Tax refunds, loans, and SNAP (food stamps) are not counted either, and there are many more types and categories of non-countable income. Your attorney can sit down with you and evaluate whether you may qualify for SSI based on limited income.
What does it mean to have “limited resources”?
Resources are things you own such as:
- Cash/bank accounts
- Personal property
- Cash value life insurance
To qualify for SSI, your financial resources cannot exceed $2,000, or $3,000 if married.
How do I get help with my SSI application?
In Mobile and Baldwin County, call Walton Law, LLC at 251-455-5819 to schedule your free case evaluation. We will let you know whether you may qualify for SSI and discuss how we can help if your application has been denied. Our fee is based on a percentage of the benefits we recover for you, and if we cannot recover any benefits on your behalf, then you are not charged any legal fees.