Help with SSD Benefits in Mobile from a Knowledgeable and Experienced Social Security Disability Attorney
When you become disabled and your income suffers, you may qualify for Social Security Disability benefits (SSD). You pay into these benefits every month when you earn money, and you deserve to access these benefits when you need them.
Maybe you’ve already started the process and been denied, and you think that this is the end of the road for you. However, you aren’t alone! Many people who ultimately receive SSD benefits are initially denied. Our team of Mobile disability lawyers works to help applicants know their rights and avoid common mistakes that can prevent approval. If you are trying to secure SSD benefits and you’re not sure what your next step is, contact Walton Law at 251-455-5819 or .
Can I Get SSD?
The Social Security Administration pays out benefits to those who are insured. The term “insured” refers to your work history and qualification for benefits. To qualify, you must have at least 40 Social Security credits. You can earn up to four credits per year. In 2020, you earn one credit for every $1,410 you earn, up to a maximum of $5,650 and four credits.
Not only do you need 40 credits to qualify for SSD benefits, but at least 20 of those credits must be fairly recent. An applicant must have at least 20 credits from the 10 years prior to their disability application. There are exceptions. Workers younger than 24 only need six credits from the three years prior to their disability. Those aged 24 to 31 must have worked for at least half of the time between age 21 and when they become disabled. Workers aged 31 and older need at least 20 credits from the 10 years prior to their disability.
To receive benefits, you must have a condition that falls under the SSA’s definition of “disability.” The SSA , more commonly known as the “blue book,” gives specific diagnoses that allow you to get SSD benefits. There are even mental health conditions which qualify you for SSD. Even if your condition isn’t listed in the blue book, you may still qualify. Your disability must prevent you from doing the work you did before, keep you from adjusting to other work, and be expected to last for at least one year or result in death.
You have to submit a substantial amount of information to apply for SSD benefits in Mobile, Alabama. You need to submit personal information, information about your medical condition, detailed data about your work history, and official documents highlighting your eligibility.
If you are able to meet these requirements, you likely qualify for SSD benefits.
How the SSD System Works
The SSD system takes a small amount from your paycheck every time you engage in qualifying work. Additionally, your employer pays into your SSD fund. If you are self-employed, you pay both parts on your own.
When you become disabled and you need to access these benefits, you must submit a wealth of information to the Social Security Administration. They first check your application for general requirements, verify the amount of work credits you have, evaluate your work activities and your ability to adapt to them, and forward your application to the Disability Determination Services. Once DDS has made their decision, you will receive their decision.
I Got Denied—What Happens Next?
Being denied for SSD benefits in Mobile is disheartening, particularly if the bills are starting to pile up and you have limited income because of your disability. It’s important to stay optimistic and keep trying at this stage. Many people who do qualify for SSD benefits are rejected the first time around. You may be able to fight the denial by providing more medical evidence, adhering to your doctor’s recommended treatment plan, and providing all requested documentation and forms to the SSA.
How We Can Help
At Walton Law, we know that many people who rightfully deserve SSD benefits are denied the first time they apply. We believe that having the right legal assistance makes this process easier, quicker, and less stressful. Since we focus exclusively on disability law at our practice, we know exactly what the SSA looks for when processing SSD applications and why many people are initially denied.
When clients come to us before submitting their application, our goal is to make their application as strong as possible. We look for weak areas that may lead to immediate denial, gather as much evidence as possible for the application, and make sure that every last requirement is met.
When clients come to us after a denial, we know that time is of the essence. We start by conducting a thorough review of their first application. Many denials are caused by simple issues or a weak body of medical evidence, both of which can be fixed fairly quickly. If necessary, we seek more compelling medical evidence that can be beneficial to the application.
We strive to help every client get their appeal and have their application approved for benefits. If clients have to go higher up the ladder to fight an unfair denial, we are with them every step of the way. You have paid into Social Security for the entirety of your time spent working, and you deserve access to that money if you are disabled and unable to work.
This time can be stressful and nerve-wracking, but you don’t have to do it alone.
Call Walton Law, LLC Now
Going up against the Social Security Administration might seem like more than you’re willing to do right now—but we are more than ready to fight on your behalf. Persistence pays off in this process, and we’re confident in our ability to guide you through the application and appeals process. We offer a free case evaluation, so there is no risk if you are uncertain whether or not you need legal help. Are you ready to get started? You can or call Walton Law at 251-455-5819 to set up a consultation now. We also provide SSD legal services in Daphne, AL, as well as in Robertsdale, Alabama, and Foley, AL.