How to Avoid Denial for SSI or Social Security Disability
You may believe that you are entitled to Social Security Disability or SSI benefits, but there is no guarantee that your application will be approved. In fact, there is a good chance that it won’t. The Social Security Administration itself reports that more than 60% of all initial disability claims are denied.
If you want to give yourself the best chance of receiving an approval of benefits, it’s helpful to spend some time learning the rules. You may also want to know what some of the most common reasons are for the denial of disability claims.
Why Does the SSA Deny Disability Claims?
According to data collected from the SSA, there are several main types of claim denials:
- Technical Details. The SSA can deny your claim on a technical issue before it even gets to the part where it assesses your disability. The most common reason for this is that you don’t have the required amount of work credits to qualify for SSDI. You may also make too much money for SSI.
- Medical Reasons. If you file an application for benefits for a condition that the SSA does not consider to be qualifying, then you will receive a denial. Your claim could also be denied if the condition is not supposed to last for a year or longer or if you didn’t submit enough medical evidence to prove your case. The SSA might also deny your claim if your condition is related to substance abuse or if you fail to follow the prescribed treatment of your medical provider.
- Nonmedical Reasons. There are other nonmedical reasons that a claim could be denied. For example, if you are not a citizen or resident alien, you are not eligible. You also aren’t eligible if you have been convicted of certain crimes or have committed fraud.
How to Improve Your Chances of Claim Acceptance
Delays in your disability case due to technical and other mistakes can be time-consuming and costly. When you are already unable to work, each week that you must continue to wage this battle creates a more severe emotional and financial hardship on you and your loved ones.
When you work with a qualified disability attorney, you can reduce your risk of a claim denial due to insufficient evidence and technical errors. While no lawyer can guarantee a claim acceptance, they can help improve your chances in several ways.
- Verification of Eligibility. Your lawyer can investigate your work credits, income level, and other issues to increase the odds that your claim won’t be denied based on an eligibility technicality.
- Gathering Medical Records. Since you must meet certain medical and disability qualifications for benefits, your attorney can ensure that you have collected the right evidence to help prove your case.
What Can You Do If Your Claim is Denied?
Social Security benefit denials happen, and this doesn’t have to be the end of your case. You have several opportunities to appeal a denial of benefits, but it’s important that you follow the rules and make them count.
There are deadlines for these appeals (60 days) and often a request that you provide additional information. If you just ask for reconsideration and then don’t offer any additional evidence, you are likely going to receive the same result.
While there are multiple levels of appeal available, the results will be more in your favor if you have a knowledgeable disability insurance attorney working on your behalf. Many applicants for these benefits fail to realize that they can get skilled representation at any time during the process. Having to handle this on your own can only add to an already stressful situation.
Worry Less About SSDI and SSI – Speak with a Disability Attorney Now
The claims process with the SSA is complicated at best, and this can be a stressful experience if you are dealing with a disabling condition. At Walton Law, LLC, you don’t have to wait until the SSA turns you down to ask us for help. We can help beginning with the initial application, although we can certainly help with appeals as well.
Our office provides personalized service to clients throughout the Mobile area. Contact us now at 251-455-5819 or reach us online to schedule a free consultation.